When you shop in Korea, you will be asked 'How to pay', 'Do you use credit card?', 'Do you have a point card?' and 'Do you want a bag?'. There are even instructions on 'how to return products' and so on. The clerk will often say a long series of sentences at once, and sometimes you may not understand the meaning if you don't pay attention. Here is a list of the phrases used at the checkout after shopping in Korea.